A car crashed into mine at very high speed. The driver got out and ran off. The police arrived moments later, and I learned they had been following the other car for some time. My car is a write-off. What is my position as regards my insurers?
If you have comprehensive insurance you should make a claim in the normal way. This is quicker and simpler than claiming via the Motor Insurers’ Bureau, and your insurers will probably deal with your claim through the MIB in any case. Discuss with them how your no claims bonus might be affected. If you suffered an injury from the crash you should contact a solicitor specialising in such claims. They will be able to help you determine what compensation you might be entitled to.