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Debt matter Questions

Can you tell me if I am liable in law for any debts accrued by my parents on their deaths?

Area of Law: Debt matter

How do you get your name off the bad debtors’ list?

Area of Law: Debt matter

My brother-in-law has borrowed money from my mother-in-law to buy a new car. She is terminally ill, and hasn’t kept a record of his repayments. If she were to die before he paid back the outstanding amount what would happen? Would he be legally obliged to pay the money back to her estate?

Area of Law: Debt matter

I’m an only daughter and my mother didn’t leave a will when she died. I went to a solicitor and he gave me my mother’s estate as soon as letters of administration were granted. Ten days later the Department for Work and Pensions wrote to him about benefits my mother had been claiming during the previous 16 years. Unfortunately I’ve spent half the money; how do I stand if I’ve to repay it?

Area of Law: Debt matter, Wills and Probate

If my husband died, would I be responsible for his debts? Does a debt die with you, or would the house have to be sold, for example, to pay off his creditors?

Area of Law: Debt matter, Wills and Probate

I am a homeowner and have personal debt of approximately £25,000 more than my annual income. I am not struggling to pay my bills, and have had no threats of legal action for non-payment. I have been advised to apply for an IVA, but this may not be a good solution and it may be better to contact my creditors directly.

Area of Law: Debt matter

I’ve recently been diagnosed as having a heart problem. I owe a lot of money on credit cards, and I’m worried that if I were to die suddenly everything I own would have to be sold off to pay the debts. However I’ve been told that the card companies are insured against this: is this true?

Area of Law: Debt matter, Wills and Probate

My husband and I were partners in a business that failed. When we divorced there was an outstanding income tax bill, and we were told we’d each have to pay an equal amount. I’ve been left some money in a will; does this mean I will have to meet the debt in full, or just pay my half?

Area of Law: Debt matter, Divorce and Family

If someone on disablement pension (or any other kind) dies owning property, does the law state that all benefit payments must be clawed back? A friend who sold the house of a relative after she’d died had to pay a huge sum to the DWP.

Area of Law: Debt matter

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