Areas of Law / Conveyancing

When I bought a new car I was encouraged to take out insurance in case I was unable to keep up the repayments either through unemployment or ill health. Unfortunately I suffered a major downturn in my diabetes while I was abroad, and had to resign as co-director of my company. I’m now waiting to go into hospital, but the insurance company is refusing to accept my claim. What can I do?

It’s likely that there’s a clause in your policy which rules out claims connected with pre-existing illnesses. You should look at your policy document carefully. It’s possible that your claim was complicated by the fact that you resigned, as opposed to being made redundant, but if that’s the case you may be able to resolve the issue via a medical. The answers will be in your policy document.

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