Areas of Law / Bankruptcy Debt

I separated from my husband a year ago but we are not divorced. We have joint debts of £40,000 and in addition he owes an enormous amount of money for which I have no responsibility. My husband intends to declare himself bankrupt, but I would prefer to avoid this myself if possible. If he goes it alone would I then be responsible for the full £40,000 we jointly owe?

I’m afraid it’s more than likely that the whole burden of the debt will fall on you if your husband declares himself bankrupt. Creditors can usually attempt to recover their money from either party to a joint debt. You should take a solicitor’s advice to see what options are open to you, but bankruptcy may be your only course too.

What our clients say about our lawyers

The advice provided was excellent and helped me in making key decisions.

A Satisfied Client

Read More

About Us

Leading legal advisors, problem solvers – all round good guys! We’re firm believers in a practical, no nonsense approach to law. Forget the jargon, we like to keep it simple – why complicate matters? No stress, no worry, just straightforward solutions to your legal issues. Free legal advice at your fingertips, from the experts to your inbox. is owned and operated by Farleys Solicitors LLP, a member of The Law Society and is regulated in the practice of law by the Solicitors Regulation Authority, Registration No: 484687. Any advice given on this site or in response to any question is only applicable to the law of England and Wales.

Privacy Policy | Terms