Areas of Law / Wills and Probate

I’ve taken out a will with the bank and I’ve read that it’s not advisable since it works out more expensive in the end. I’ve written to the bank but they’ve just advised me to take legal advice.

There’s nothing wrong with making a will at the bank, but the bank will inevitably put itself forward as executor. There may be circumstances when this is a good idea, for instance where there is no other obvious candidate. But a bank’s administration charges, payable from your estate, will usually be much higher than a solicitor’s fees. If you can appoint friends or relatives to act as executors so much the better. If you don’t want the bank to act as your executor you just need to make a new will (which will supersede your previous one) naming someone else.

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