My neighbours have recently parked a caravan on their drive close to the wall of my house. The deeds to the houses in the road clearly state that owners should not keep caravans, boats etc on the property. Who should be enforcing the covenant? If the caravan caught fire and damaged my property could my household insurance be invalid?
The fact that your neighbours are contravening a covenant in their title deeds is unlikely to affect your insurance. If you live on an estate it’s possible the covenant will have been put in place by the developer, and you could ask the developer to enforce it. You may be able to enforce it yourself. I suggest you discuss this with your neighbour in the first instance. If this doesn’t work your neighbour may respond to a solicitor’s letter.