After returning from a coach trip a tyre exploded as we were going round the back of the vehicle. My GP thinks the noise may have permanently damaged my hearing, but the firm’s insurance company says the incident could not be predicted and as such they have no liability. What’s your opinion?
For the coach operators to be liable (and for their insurers to pay out) the incident must have been reasonably foreseeable. If the wheel was damaged in some way, or the tyre defective, the coach operators may be liable. An independent expert would have to examine the tyre if it’s still available. Also you would have to see a specialist to diagnose any hearing impairment, the degree of disability, prognosis and whether any damage can be attributable to the accident. See a solicitor who is a member of the Law Society’s Personal Injury Panel.